This section gives you some of the popular ways that money can be invested and the organisation that can help to protect you. It is not intended as advice in any way.  When you do need advice on how to invest your hard earned capital - please consult an Independent Financial Advisor.

	http://www.interest-rates.org.uk identify offshore savings options open to you, depending on how much and how long you want to save.  Such accounts pay interest without deduction of tax; often a key benefit to seniors.
	Individual Savings Accounts  ISAs ISAs are a form of tax-free shelter or ‘wrapper’ in which you can place your investments to give them tax-free status
	Summary of main points about ISAs
	With Profits Bonds A With Profits Bond is a single premium investment policy primarily designed for capital growth but can also provide an attractive way for bondholders to supplement their net income through a regular withdrawal facility, if required.
	A variety of Pensions organisations mainly for those with private pensions or occupational pensions or annuity investments.  Some will help you to choose your IFA - others are there for your pension protection.